These Terms & Conditions (“Terms”) govern your use of our website and services. By accessing our website or engaging our services, you agree to be bound by these Terms. If you do not agree, please do not use our website or services.

1. About Our Services

[Motley Finance Pvt. Ltd.] (“Motley Finance,” “we,” “us,” or “our”) is a financial consultancy that assists individuals and businesses with MSME loans, business loans, home loans, mortgage loans, debt syndication, debt portfolio management, and project report/CMA data preparation.

We act as a facilitator and advisor connecting clients with banks, NBFCs, and other lending institutions. We are not a bank or lender ourselves, and we do not guarantee loan approval, disbursement, or any specific interest rate or loan terms. All lending decisions rest solely with the respective bank, NBFC, or financial institution.

2. Eligibility

Our services are intended for individuals who are at least 18 years of age and legally capable of entering into binding contracts, and for businesses duly registered and operating in accordance with applicable law.

3. Accuracy of Information

You agree to provide accurate, current, and complete information when using our website or services, including any financial, business, or personal information submitted as part of a loan or advisory request. You are solely responsible for the accuracy of the information and documents you provide. We are not liable for any consequences arising from inaccurate, incomplete, or misleading information provided by you.

4. No Guarantee of Outcomes

While we make reasonable efforts to help you find suitable financing options and present your application in the best possible light, we do not guarantee:

  • Approval of any loan or credit facility
  • Any specific interest rate, loan amount, or repayment terms
  • The timeline for loan processing or disbursement, which depends on the respective lender

Final approval, terms, and disbursement of any loan are entirely at the discretion of the lending institution.

5. Fees and Charges

Any fees applicable for our consultancy or advisory services will be communicated to you separately and in advance. Fees charged by banks, NBFCs, or other third parties (such as processing fees, guarantee fees, or legal charges) are separate from our consultancy fees and are governed by the respective lender’s terms.

6. Third-Party Services and Lenders

Our website and services may involve or reference third-party banks, NBFCs, or service providers. We are not responsible for the acts, omissions, terms, or services of these third parties. Any agreement you enter into with a lender or third-party service provider is strictly between you and that party.

7. Intellectual Property

All content on this website, including text, graphics, logos, and images, is the property of Motley Finance or its licensors and is protected by applicable intellectual property laws. You may not copy, reproduce, distribute, or create derivative works from any content on this website without our prior written consent.

8. Limitation of Liability

To the maximum extent permitted by law, Motley Finance shall not be liable for any indirect, incidental, consequential, or special damages arising out of or in connection with your use of our website or services, including but not limited to loss of profits, loss of opportunity, or loss arising from the rejection or delay of any loan application by a third-party lender.

9. Indemnification

You agree to indemnify and hold harmless Motley Finance, its directors, employees, and representatives from any claims, damages, losses, or expenses arising out of your use of our website or services, your violation of these Terms, or your provision of inaccurate or misleading information.

10. Website Use

You agree not to use our website for any unlawful purpose, to attempt unauthorized access to our systems, or to engage in any activity that could damage, disable, or impair our website or interfere with other users’ access to it.

11. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts at [City], India.

12. Changes to These Terms

We may update or modify these Terms at any time. Any changes will be posted on this page with an updated “Last Updated” date. Your continued use of our website or services after any changes constitutes acceptance of the revised Terms.

13. Termination

We reserve the right to suspend or discontinue your access to our website or services at any time, without notice, if we believe you have violated these Terms or engaged in fraudulent or unlawful activity.

14. Contact Us

If you have any questions about these Terms & Conditions, please contact us:

Email: [Email address] Phone: [Phone number] Address: [Registered business address]